Solutions for Small and Medium Businesses

Equity strategies and investment management frameworks individually tailored to address risk, objectives, real market perspective, and portfolio scale.

We believe in adding value by raising awareness. An educated investor makes for the best relationship.

We specialize in comprehensive education on market portfolio management, asset allocation, and capital preservation. We help clients design their retirement plans and implement a well-defined strategy.

As a Financial Advisor with 25 years of industry experience, we complement small and large organizations' investment focus and help them create plans for their most valuable asset. 

You may be able to use time to your advantage when investing.

The longer you invest, the more potential your money has to accumulate. If your portfolio has not fully recovered from losses in recent years, you may wish to consider a new allocation to make up for lost ground and get back on track to accumulating.

However, with fluctuations in the stock market, it is important to remember that more conservative retirement strategies are available.  Allocations can be set aside for more conservative investment

Fixed Annuities can be designed to generate supplemental income during retirement. They are backed by the strength and claims-paying ability of the issuing insurance company. 

Note: Withdrawals from annuities, including partial withdrawals and surrenders, may be taxable. If you take a taxable withdrawal before age 59 ½ you may have to pay a 10% penalty to the IRS in addition to your normal income taxes. Purchasing an annuity with a retirement plan that already offers tax deferral results in no additional tax benefits. Benefits are subject to claims-paying ability of the insurance company. Although it is possible to have income for life with a fixed annuity, there is no assurance that this income will keep up with inflation.